(360) 281-6495 john@BoatDollars.com

One $100 Bill = ONE BOAT DOLLAR! 

Do you have dreams of boat ownership? Are you in the market to buy a boat? Have you been looking into boat loans or have some cash socked away to buy a boat or build a cruising kitty? 

What if there was a much smarter way to to buy a boat (or anything else for that matter…) and fund your cruising kitty? What if all the BoatDollars you use to buy a boat and build a cruising kitty could actually make you wealthier in the process?

There is a way! It’s a little known financial strategy called Bank On Yourself. I’ve used the Bank On Yourself Strategy with wild success buying my own cruising boat and funding my own cruising kitty. My mission is to help other boat owners, boat buyers, sailors and cruisers do the same… 

Free BoatDollars Financial Analysis

Click here for your free analysis now...

“B.O.A.T. =

Break Out Another Thousand!”

“BOAT. A large hole in the water into which

you pour all of your money!”

Bank On Yourself is a unique financial strategy used by thousands of savvy families for over 150 years now. If you own a cruising boat, dream of buying a cruising boat or plan to go cruising at any point in the future, you owe it to yourself to find out what Bank On Yourself is all about…

Boat Dollars to Buy a Boat, Build a Cruising KittyIn a nutshell, Bank On Yourself is a way to use specially structured insurance contracts (instead of bank accounts or retirement accounts) as an ultra safe, but totally accessible, place for your savings dollars to live. Your Cruising Kitty is just another name for savings dollars. Whether in a bank account, a retirement account or in a hidey-hole under the cabin sole, all savings dollars have to live somewhere, right?

The real power of Bank On Yourself isn’t just about having a smarter place for your BoatDollars to live, it’s about a smarter way to USE your BoatDollars to buy a boat, build a cruising kitty, pay for maintenance, moorage, upgrades, etc.


You see, the reality is that you finance everything you buy. Because you either pay interest to borrow money or you give up the interest you could have earned on the cash you spend. I call it “The Banking Equation” and the Bank On Yourself strategy is the only approach that gives you the power to turn the the Banking Equation on its head and to your own advantage!

Boat Dollars to Buy a Boat, Build a Cruising KittyNow let me be clear. This is not some magic pill or “get rich quick” scheme. It’s a 150+ year old STRATEGY that requires some education, commitment to a comprehensive planning process and a little discipline to execute a plan.

After I set up my own Bank On Yourself Kitty and used it to buy a boat and fund my own cruising adventures (as well as all sorts of other things), I became so passionate to share this powerful strategy with as many other boaters and cruisers as possible that I literally made it my business to do so!

I am one of only 200 Bank On Yourself Authorized Advisors in North America and the only advisor who specializes in the unique needs of boat buyers, boat owners and cruisers. I can connect you to the information you need to determine if this is a good strategy for you to buy a boat or fund your own cruising kitty.

Boat Dollars to Buy a Boat, Build a Cruising KittyYou bring your boat ownership and cruising dreams, financial goals and a little discipline to the table and together we will co-author a plan that will have you boating, sailing or cruising before you know it – AND make you a little wealthier in the process!

Want to learn a little more? Check out the “How It Works” page…

Free BoatDollars Financial Analysis

Click here for your free analysis now...

“Sailing is like standing in a cold shower tearing up $100 bills!”

“The two happiest days of a boaters life: The day he buys his boat and the day he sells his boat!”

“How much does it cost to go cruising? Everything you have!”

“There is nothing – absolutely nothing – half so much worth doing, than simply messing about on boats!” 

My name is John Ensley, owner of JEnsley Financial, LLC and avid sailor, cruiser and master of S/V Mystery, a 38′ cruising sailboat. I hold a USCG 50 ton master license with auxiliary sail endorsement and I’m a certified American Sailing Association professional sailing instructor. I race and cruise extensively in the Puget Sound, San Juan Islands, Canada and Mexico. To say that I am a bit obsessed with being on the water is a big under statement! You can learn a little more about me and my financial advisory practice at the About Page